Shop Now, Pay Later with Klarna

Frequently Asked Questions

Klarna is the global payment solutions provider that supplies the Shop Now. Pay Later. option at checkout for the smoothest online shopping experience with Salt Life. Learn more.

Shop Now. Pay Later. is the new favorite way to pay! This option spreads the cost of your purchase over four easy payments. Make your first payment at checkout; the rest are automatically collected every other week from the debit or credit card you sign up with. The total amount collected from you will be equivalent to the total purchase if paid on time. This option is available on orders of $10 or more.

Yes, you will need:
A US-issued debit or credit card
To be 18+ years old
A US billing address
An SMS-capable phone number

Klarna will not affect your credit score when you choose your new favorite way to pay. Please note: When you select Shop Now. Pay Later., a soft credit check may be run. This won’t affect your credit score, and it won’t show up as a hard inquiry on your credit report.

Once your order is confirmed, the first payment will be collected from your account. Please note: Your financial institution may place a hold on your account for the first payment once you complete your order until it is confirmed.

You can return your merchandise purchased with Klarna online. If the order is returned via mail, you will be credited by Klarna through your original method of payment for any payment(s) already made. Future payments will be adjusted accordingly.

You can pay off your balance early through the ‘Pay’ tab in the Klarna app.

No, at this time purchases can’t be split.

You may be charged a fee of up to $7 from Klarna if an automatic payment can’t be collected. See terms.

You can find more information here.

What is Klarna?

Klarna is the global payment solutions provider that supplies the Shop Now. Pay Later. option at checkout for the smoothest online shopping experience with Salt Life. Learn more.

How does Shop Now. Pay Later work?

Shop Now. Pay Later. is the new favorite way to pay! This option spreads the cost of your purchase over four easy payments. Make your first payment at checkout; the rest are automatically collected every other week from the debit or credit card you sign up with. The total amount collected from you will be equivalent to the total purchase if paid on time. This option is available on orders of $10 or more.

Are there requirements to use Klarna?

Yes, you will need:
A US-issued debit or credit card
To be 18+ years old
A US billing address
An SMS-capable phone number.

Will using Klarna affect my credit score?

Klarna will not affect your credit score when you choose your new favorite way to pay. Please note: When you select Shop Now. Pay Later., a soft credit check may be run. This won’t affect your credit score, and it won’t show up as a hard inquiry on your credit report.

How can I return Klarna Orders

You can return your merchandise purchased with Klarna online. If the order is returned via mail, you will be credited by Klarna through your original method of payment for any payment(s) already made. Future payments will be adjusted accordingly.

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